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Step 1


BUYING

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Step 1


BUYING

 
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Step One

Understanding The Buying Process & Your Needs

We start by outlining your objectives: What is your motivation to buy? What price range are you considering? What is your timeline to move? It is important that we understand your specific needs and situation so you can have the best experience and outcome. Next comes planning, preparation, and understanding the market.

  • Fill out buyer questionaire
  • Meet to discuss objectives and the purchase process
  • Market forces; supply & demand
  • Personal timing and seasonal considerations
  • Answer questions and address concerns
  • Select a lender(s) and begin loan approval
  • Obtain pre-approval from lender and work towards preliminary underwriting approval
  • Research neighborhoods of interest

Step 2


Step 2



STEP TWO

Finding Your Home, Offers, & Negotiation Strategies

  • Browse and review online listings
  • Notification of new and off-market properties
  • Preview homes & attend open houses
  • Learn about the purchase contract and contingencies
  • Identify home to pursue with offer
  • Analysis of active, pending and sold comparable homes
  • Discuss multiple-offer strategies (as needed)
  • Write up offer to highlight buyer strengths
  • Negotiate to optimize price and terms
  • Counter-offers and mutual acceptance of offer
 

Step 3


Step 3


 

Step Three

Escrow Process, Inspections, & Disclosures

  • Open escrow -- notify and send fully executed contract
  • Deliver earnest money to escrow per terms of contract
  • Notify lender to lock rate, begin loan process and order appraisal
  • Sign loan disclosures and escrow instructions
  • Work through contingencies (inspection, title, lending, etc.)
  • Meet deadlines for lender and underwriter requirements
  • Contact insurance agent regarding homeowners coverage
  • Schedule final walk-through prior to close of escrow

Step 4


Step 4



Step Four

Closing & Working Together Again

  • Review closing statement from escrow
  • Meet with escrow to sign loan documents
  • Arrange to wire the down payment and closing cost
  • Closing, key delivery and celebration
  • Transfer utilities to your new home
  • Move in and get settled
  • Provide resources and service providers
  • Referrals, testimonials and reviews